CFP tm Code of Ethics*

Principle 1 - Integrity
We shall offer and provide professional services with integrity.

Principle 2 - Objective
We shall be objective in providing professional services to clients.

Principle 3 - Competence
We shall provide services to clients competently and maintain the necessary knowledge and skill to continue to do so in those areas in which we are engaged.

Principle 4 - Fairness

We shall perform professional services in a manner that is fair and reasonable to clients, principals, partners, and employers and shall disclose conflict(s) of interest(s) in providing such services. 

Principle 5 - Confidentiality
We shall not disclose any confidential client information without specific consent of the client unless in response to proper legal process, to defend against charges of wrongdoing by us or in connection with a civil dispute between us and a client.

Principle 6 - Professionalism
Our conduct in all matters shall reflect credit upon the profession.

Principle 7 - Diligence
We shall act diligently in providing professional services.

* Certified Financial Planner Board of Standards, Inc.(CFP Board) owns the certification marks CFP ^(R) and Certified Financial Planner ^TM.  Code of Ethics is valid as of 2018.